How much of your equity could you borrow?
Your equity, and the room under a typical limit. Move the limit to see how it changes.
How this tool works
Equity is the home’s value less everything you owe on it. A home equity line or second loan often goes to about 85% of the value, counting every loan on the home; a cash-out refinance usually goes to 80% and pays off the loans you have. These are typical limits, not rules: lenders set their own, and the home, how you use it and your credit can change them. A lender orders an appraisal before you borrow. See every equity tool together in the Equity Lab.
Loans it explains
See it with your own numbers
It starts with a short conversation. Daniel builds your Mortgage Plan from it, then sends it right before a second call, where you go through it together.