Montezuma MortgageGet your Mortgage Plan

Down payment assistance is usually a loan secured by a second lien, and only sometimes a grant. Compare the help with what it costs over time.

How this tool works

Programs that help with the down payment often come with a higher rate or extra costs on the first mortgage, and many are repaid when you sell or refinance. We compare your options with and without assistance before you apply, so you can see the total cost, not just the cash to close.

See it with your own numbers

Daniel builds your Mortgage Plan from what you tell him: every loan option that fits, side by side.

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