Payment, cash and the middle ground
One option has the lowest payment, another needs the least cash. See whether a third sits between them on both.
How this tool works
A larger down payment usually lowers the payment and raises the cash to close. An option is a middle ground only when it needs less cash than the lowest-payment option and pays less each month than the least-cash option. Your Mortgage Plan marks such an option as Balanced. None of these is a pick: the right one depends on your cash and your budget.
Loans it explains
See it with your own numbers
Daniel builds your Mortgage Plan from what you tell him: every loan option that fits, side by side.