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Become more attractive to sellers as a pre-approved buyer.

Many listing agents require pre-approvals before even submitting an offer to their seller.

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Before you start looking for your first home, we can help you with a mortgage pre-approval.

Montezuma Mortgage can help you get pre-approved and on your way to home ownership! Simply fill out our mortgage prequalification form securely on our website. With a verified pre-approval letter in hand, you know what’s possible before you even look at your first potential new home.

Most Realtors require buyers to get pre-approved before even starting to house hunt. A simple mortgage pre-approval letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.

Determine how your credit looks.

Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage.  We can pull your credit today and tell you where you stand.

If you’re not ready for that there are many websites that allow you to quickly check your credit & credit score for free. Two of our favorites are www.freecreditreport.com and www.creditkarma.com.

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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