A manufactured home is NOT real estate UNTIL it is attached to a permanent foundation and the title has been purged. Until BOTH of those conditions exist the dwelling is defined as personal property. Most county public records systems…
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Afford More By Shopping Your Mortgage
3/28/2023 - VIDEO - We were curious what the spread was today from the bottom of the range to the top of the range of mortgage rates, so we did some calculations. Turns out you can afford roughly 12% more…
Improve or Establish Credit Quickly
3/14/2023 - VIDEO - Improve or establish your credit quickly with a secure credit card. Revolving debt is weighted very heavily when determining a credit score. You should use this to your advantage if your credit score needs a boost. …
The Ultimate Guide To Choosing The Right Mortgage Lender
2/25/2023 - Are you looking to buy a property in Montezuma County or La Plata County and wondering how to choose the right mortgage lender? You're not alone. Choosing the right lender can feel like a daunting task, particularly when…
Live Mortgage Rates
2/21/2023 - VIDEO - Ever want to see what your mortgage rate would be without having to speak with someone? Just click on rates. Shop your mortgage rate on your own Compare different loan options See entire rate table with…
The Value of Hardscaping at Your Home
Keeping the exterior of your home tidy and aesthetically pleasing can keep your neighborhood beautiful, encourage other homeowners to take pride in their homes, and attract more buyers if you are trying to sell. While something as simple as a…
What to expect after your offer is accepted
With the clock ticking you will need to get right down to business so that the closing is smooth and on time. Inform your mortgage broker Make sure you get the contract over quickly along with updated pay stubs and…
Finding a home and making an offer
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
How to pick the right real estate agent
Any potential home buyer should focus first on their credit and their pre-approval. Assuming all looked good in those areas, the next item to sit down and consider is how to pick the right real estate agent. A real estate…
Two major items home buyers need to think about before contacting a realtor.
Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to getting the ball rolling on your dream of home ownership.…
