Co Mortgagor Can Help You Qualify
A Co-Mortgagor can help you qualify! If you are unable to qualify due to your debt to income ratio "being too high" then a co-mortgagor might be the solution to help you purchase a home. Be mindful to ensure you…
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Afford More By Shopping Your Mortgage
3/28/2023 - VIDEO - We were curious what the spread was today from the bottom of the range to the top of the range of mortgage rates, so we did some calculations. Turns out you can afford roughly 12% more…
Down Payment Assistance Explained
3/24/2023 - VIDEO - Does the phrase "down payment assistance" translate to "free money" in your mind? That's how a lot of people translate that phrase. Down payment assistance is usually not free though. There are some forgivable programs, or…
Improve or Establish Credit Quickly
3/14/2023 - VIDEO - Improve or establish your credit quickly with a secure credit card. Revolving debt is weighted very heavily when determining a credit score. You should use this to your advantage if your credit score needs a boost. …
Master Your Debt To Income
3/6/2023 - VIDEO - Master Your Debt To Income Ratio! Use our calculator to master your debt to income ratio and move the numbers around like a professional. This YouTube video will show you all about it. You can access…
The Ultimate Guide To Choosing The Right Mortgage Lender
2/25/2023 - Are you looking to buy a property in Montezuma County or La Plata County and wondering how to choose the right mortgage lender? You're not alone. Choosing the right lender can feel like a daunting task, particularly when…
Your Modern Mortgage
2/24/2023 - VIDEO - In the past, securing a mortgage was often slow and cumbersome. With modern technology and advancements in the industry, the mortgage experience has been revolutionized. We were getting mortgage applications electronically signed back in 2008 when…
No Lender Fee No Commission
2/22/2023 - VIDEO -Â I'll explain how the things these companies say are true, but at the same time manipulative. The Lender Fee and the Commission are two separate things... The lender fee is a reflection of the interest rate selected/offered…
Live Mortgage Rates
2/21/2023 - VIDEO - Ever want to see what your mortgage rate would be without having to speak with someone? Just click on rates. Shop your mortgage rate on your own Compare different loan options See entire rate table with…
How Much Do I Need for a Down Payment?
How much is required for a down payment on a house? One of the first hurdles that potential homeowners must overcome is saving up a down payment. It can take years, depending on the home prices in your area and…
