3/24/2023 - VIDEO - Does the phrase "down payment assistance" translate to "free money" in your mind? That's how a lot of people translate that phrase. Down payment assistance is usually not free though. There are some forgivable programs, or…
3/14/2023 - VIDEO - Improve or establish your credit quickly with a secure credit card. Revolving debt is weighted very heavily when determining a credit score. You should use this to your advantage if your credit score needs a boost. …
3/6/2023 - VIDEO - Master Your Debt To Income Ratio! Use our calculator to master your debt to income ratio and move the numbers around like a professional. This YouTube video will show you all about it. You can access…
2/25/2023 - Are you looking to buy a property in Montezuma County or La Plata County and wondering how to choose the right mortgage lender? You're not alone. Choosing the right lender can feel like a daunting task, particularly when…
2/24/2023 - VIDEO - In the past, securing a mortgage was often slow and cumbersome. With modern technology and advancements in the industry, the mortgage experience has been revolutionized. We were getting mortgage applications electronically signed back in 2008 when…
2/22/2023 - VIDEO -Â I'll explain how the things these companies say are true, but at the same time manipulative. The Lender Fee and the Commission are two separate things... The lender fee is a reflection of the interest rate selected/offered…
With the clock ticking you will need to get right down to business so that the closing is smooth and on time. Inform your mortgage broker Make sure you get the contract over quickly along with updated pay stubs and…
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
Any potential home buyer should focus first on their credit and their pre-approval. Assuming all looked good in those areas, the next item to sit down and consider is how to pick the right real estate agent. A real estate…
Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to getting the ball rolling on your dream of home ownership.…
