A manufactured home is NOT real estate UNTIL it is attached to a permanent foundation and the title has been purged. Until BOTH of those conditions exist the dwelling is defined as personal property. Most county public records systems…
Co Mortgagor Can Help You Qualify
A Co-Mortgagor can help you qualify! If you are unable to qualify due to your debt to income ratio "being too high" then a co-mortgagor might be the solution to help you purchase a home. Be mindful to ensure you…
First Time Buyer Class 4.22.2023
Congratulations to all the potential home owners that put in some extra time this weekend to work towards a worthy goal. We're here for you along the way. Reach out anytime. Daniel Hennek Principal Broker NMLS # 198218
Motivation Makes Homeowners
3/30/2023 - VIDEO - Motivation is by far the most important thing you've got to have when you're purchasing a home. Not only do you need to be motivated to qualify for a mortgage in the first place, you…
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Afford More By Shopping Your Mortgage
3/28/2023 - VIDEO - We were curious what the spread was today from the bottom of the range to the top of the range of mortgage rates, so we did some calculations. Turns out you can afford roughly 12% more…
Down Payment Assistance Explained
3/24/2023 - VIDEO - Does the phrase "down payment assistance" translate to "free money" in your mind? That's how a lot of people translate that phrase. Down payment assistance is usually not free though. There are some forgivable programs, or…
Improve or Establish Credit Quickly
3/14/2023 - VIDEO - Improve or establish your credit quickly with a secure credit card. Revolving debt is weighted very heavily when determining a credit score. You should use this to your advantage if your credit score needs a boost. …
Master Your Debt To Income
3/6/2023 - VIDEO - Master Your Debt To Income Ratio! Use our calculator to master your debt to income ratio and move the numbers around like a professional. This YouTube video will show you all about it. You can access…
The Ultimate Guide To Choosing The Right Mortgage Lender
2/25/2023 - Are you looking to buy a property in Montezuma County or La Plata County and wondering how to choose the right mortgage lender? You're not alone. Choosing the right lender can feel like a daunting task, particularly when…
Your Modern Mortgage
2/24/2023 - VIDEO - In the past, securing a mortgage was often slow and cumbersome. With modern technology and advancements in the industry, the mortgage experience has been revolutionized. We were getting mortgage applications electronically signed back in 2008 when…
